Thai Baht foreign exchange rates

Kevin, thanks for a question. Most of ATMs in Thailand charges 220 Thai bahts fee per withdraw operation. When i've been in Thailand in 2019 summer, there was only one ATM with 150 THB fee - the bank's name AEON. I've tried all ATMs in Bangkok, Hua Hin, Koh Samui, Koh Phangan and Krabi. All ATMs 220 THB, just AEON ATM with 150 THB fee. You also might find ATMs with higher than 220 THB fee per withdraw.

Ted, the best idea would be to possess Thailand’s local currency - Thai baht, you’ll be able to exchange dollars or euros when you arrive, because there are plenty of currency exchange points in Thailand. However, I would recommend taking the money out of the cash machine: it will be safer and the exchange rate will be better. If you’re only interested in getting advice on whether to bring US dollars or euros, then I would suggest choosing dollars. Good luck!